in partnership with Star Mortgages

0800 011 6583

Mon to Thur: 8:30am to 8pm ~ Fri 8.30am to 6pm ~ Sat 10am to 2pm

Interested in equity release?

Let us help you find out more

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‘Very friendly, professional & helpful advisers’

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‘Look no further than RER for equity release - good work’

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‘Knowledgeable, professional & ethical’

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We work with the UK’s leading providers:

Common uses of Equity Release:

  • Repayment of an interest-only mortgage, where no repayment vehicle is in place.
  • A tax-free lump sum for a private private medical care, to avoid a lengthy waiting list.
  • Help a family member to buy their first home.
  • Help finance a move to a new property.
  • Replacement of family car/home improvements/similar uses.
  • Supplement retirement income.
  • Reduce the value of your estate and save on Inheritance Tax.
  • Enjoy your money while you're alive.
  • Actually go on that adventure that you've always dreamed of.
  • Purely to have the money to spend as you want, when you want.

Defusing Your Interest-Only Mortgage Time-Bomb

Watch the video now

Highly experienced and local to you


Our knowledgeable, qualified specialists offer expert advice you can trust, they answer your most probing questions about future downsizing or care plans, the impact on inheritance, taxation and state benefits.

You'll then be free to make the right decision based on high quality equity release advice and lots of clear information. If you decide to proceed, you can arrange another free visit to help you with the paperwork.

We only ever charge for all of this should you complete a plan and we don't expect payment until you receive your money. If you decide it's not right for you, we won't charge you a thing for our time. It's an industry we're proud of and we want you to know all about it.

Our Service to You

We offer an initial meeting/discussion either by telephone or face to face without obligation and without charge. Together, we would work through the following:

  • Whether equity release is a suitable route for you now or possibly later.
  • We’ll explain in full how equity release works and its impact on you & others.
  • Discuss all alternatives and provide access to these options if needed.
  • Our recommendation will be based on your needs.
  • If the recommended route is to proceed with an arrangement, then you will be presented with a Key Facts Illustration (a client specific illustration).
  • If you are fully happy to proceed, we will help you with the application process.
  • When an application is completed, you will receive a suitability letter that will fully explain why the Equity Release product has been chosen.

If you wish to ask initial questions or discuss equity release without obligation then feel free to call us on

0800 011 6583

A foreword from our Managing Director

Equity release has come a long way since regulation in 2007, as the UK's 55 + population looks to safely take advantage of their biggest asset to fund their ambitions. We set up Responsible Equity Release to work with the growing number of people who want to use equity release as a sensible, responsible way to improve their lifestyle.

Lifelong aspirations, debt-clearance, income top-ups or family matters may be the reason you have enquired about equity release. Now it is time to see if equity release is the right way to achieve your aims.

Our mission is to simplify equity release and debunk the myths, without taking away any of the detail and information that will help you make your decision. We'll also bring our new moneysaving features to life using examples based on industry facts.

Yours faithfully,


Steven Wilkie MSc LLB
Managing Director