Matthew Woodgate

Speak to me with no obligation

matthew.woodgate@responsiblelife.co.uk

Matthew Woodgate Headshot

0783 446 7400

Interested in equity release?

Let me help you find out more

Working with the UK's leading providers:


We only deal with lenders approved by the Equity Release Council:

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My name is Matthew Woodgate and I'm a fully qualified equity release specialist based in Middlesbrough.


I have always been interested in helping people sort their financial affairs and feel that helping those over 55, who are ready to move onto a new chapter of their life now their families have grown up, will be extremely satisfying.

I provide professional equity release advice to those aged 55 and above, servicing various needs & ambitions.

Many of my clients now find that releasing some of the wealth from their home can help with things such as: home improvements, paying off existing mortgages, clearing debts, dream holidays, second homes, school fees and helping with children’s house deposits.

Modern Lifetime Mortgages stand at the forefront of financial planning by providing access to tax free capital to spend as required with no repayments required during your lifetime unless you choose to, and whilst you retain full home ownership.

I work with Responsible Equity Release who are an award-winning name in equity release. I’d like to discuss with you the features and savings of the different plans that Responsible have extensively sourced and negotiated on your behalf from providers who include names such as Aviva, Just Retirement, LV, Legal & General, Hodge Lifetime, More 2 Life, Pure, One Family and Canada Life.

My Service to You

I offer an initial meeting/discussion either by telephone or face to face without obligation and without charge. Together, we would work through the following:

  • Whether equity release is a suitable route for you now or possibly later.
  • I’ll explain in full how equity release works and its impact on you & others.
  • Discuss all alternatives and provide access to these options if needed.
  • My recommendation will be based on your needs.
  • If the recommended route is to proceed with an arrangement, then you will be presented with a Key Facts Illustration (a client specific illustration).
  • If you are fully happy to proceed, I will help you with the application process.
  • When an application is completed, you will receive a suitability letter that will fully explain why the Equity Release product has been chosen.

If you wish to ask initial questions or discuss equity release without obligation then feel free to call me on

0783 446 7400

or alternatively email me via matthew.woodgate@responsiblelife.co.uk

A foreword from our founder

Equity release has come a long way since regulation in 2007, as the UK's 55 + population seeks to take advantage of their biggest asset to fund their ambitions. We set up Responsible Equity Release to work with the growing number of people who want to use equity release as a sensible, responsible way to improve their lifestyle.

Lifelong aspirations, debt-clearance, income top-ups or family matters may be the reason you have enquired about equity release. Now it is time to see if equity release is the right way to achieve your aims.

Our mission is to simplify equity release and debunk the myths, without taking away any of the detail and information that will help you make your decision. We'll also bring our new moneysaving features to life using examples based on industry facts.

Yours faithfully,


Steven Wilkie MSc LLB
Executive Chairman